Banking & Finance

Posted on June 12th, 2018

With increased oversight in the banking sector and the advent of Islamic finance and fintech in Kenya, we leverage on the trusted legal advice we provide to regulators to help clients make sense of what may be complex transactions in an increasingly competitive market.

Our Banking & Finance practise area is well regarded for its expertise in advising in both contentious and non-contentious matters. The practice area has vast experience advising on asset finance, structuring and drafting lending and security documentation for corporate and retail lending including cross border and syndicated loans, structured finance, SME financing and trade finance. With a good reputation in handling complex banking disputes, debt recovery and asset tracing, the practice area has also represented clients at the Court of Appeal and the Supreme Court. The team has advised and represented local and regional banks, international financial institutions and regulators. In addition, our firm is the principal legal advisor to the Central Bank of Kenya.


Recently, we have been involved in:

  • Advised a leading private bank in Kenya in the purchase of shares worth USD 92, 000 from a target company that provides insurance financing products.
  • Advising a lender on a suitable structure for the upstamping of the existing securities as well as advising the lender on the additional security documentation to secure the lender’s interest.
  • Acting in the preparation and perfection of security documentation (debenture, charges, corporate guarantees and the relevant board resolutions) for a Kenyan commercial bank in respect to their lending to a horticultural firm to facilitate acquisition of a horticultural farm worth USD 4 million.
  • Representing the Kenyan and Nigerian subsidiaries of a Pan Africa bank in a claim worth USD 52 million arising from a facility of USD 300 million advanced to a Lebanese engineering firm to fund the construction of the Nairobi-Mombasa oil pipeline.
  • Successfully represented a Pan-African bank in a claim of USD 25 million brought by a Zambian borrower who claims he never authorised the bank to disburse funds to the borrower.

Recent Insights

Digital Age: The Advent of Open Banking As Technology and Financial Services Converge

Going Green: Introduction of Green Bonds as a Means of Sustainable Development

Amendments to the Central Bank of Kenya Act, 1966

Related Services

Corporate & Commercial, Dispute Resolution, Restructuring & Insolvency

For more information about our Banking & Finance practice, please contact George Oraro SC (Founding Partner) or Pamella Ager (Managing Partner).  Alternatively click here to download our Banking & Finance profile.

Key Contacts
George Oraro SC
Founding Partner

Pamella Ager
Managing Partner




James Kituku




James Kituku

Posted on April 11th, 2018

James Kituku



T: +254 709 250 000/709 250 712




James is a Partner at Oraro & Company Advocates in the commercial, conveyancing & real estate practice areas. With over 8 years of experience, James has advised local and international clients from the financial services and construction sectors. 

James is well regarded for his conveyancing and banking expertise. He has advised on corporate lending transactions, drafting lending and security documentation, drafting of leases for both commercial & residential and transferring of land.

James recently advised a leading telecommunications company in a corporate lending transaction worth USD 10 million.

James holds a Bachelor of Laws (LLB) from the University of Nairobi and a post-graduate diploma in Law from the Kenya School of Law.

“James is well regarded for his conveyancing & real estate expertise.”
  • Part of the team that undertook a comprehensive securities audit on behalf of a Pan African Bank which aimed to review the bank's loan portfolio to mitigate the risk of the bank.
  • Part of a team advising a real estate developer in a housing development project within Nairobi, worth USD 40 million.
  • Part of the team that advised a corporate lending worth USD 10 million to a leading telecommunications company in Kenya.
  • Part of the team advising a major international NGO with offices globally in the acquisition of a property for USD 15 million.
  • Part of a team that advised a leading trailer manufacturer in greater Africa in a corporate lending and securities transaction with a cumulative value of USD 14 million.
  • Part of the team advising a Pan-African financial institution with offices in several African countries, in the acquisition of a property.

About Us

Oraro & Company Advocates is a full-service market-leading African law firm established in 1977 with a strong focus on dispute resolution and corporate & commercial law. With a dedicated team of 10 partners, 4 senior associates, 10 associates, 1 lawyer and 36 support staff, the Firm has been consistently ranked by leading legal directories such as Chambers Global, IFLR 1000 and Legal 500 as a top-tier firm in Kenya.

Oraro & Company Advocates is an affiliate member of AB & David Africa.

Contact Us

Oraro & Company Advocates
ACK Garden Annex, 6th Floor, 1st Ngong Avenue
P. O. Box 51236 - 00200, Nairobi, Kenya.
T: +254 709 250 000
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